Employment Practices Liability Insurance Program
Qualifying EZ HR subscribers receive an HRPA-endorsed Employment Practices Liability Insurance (EPLI) policy specifically designed to offer unparalleled protection in the event of employment- or discrimination-related litigation against you or your firm.
Key EPL insurance policy features include:
$1,000,000 limit per claim with an aggregate policy limit of $1,000,000
Covers Monetary and Non-Monetary Relief Claims
Enhanced Coverage for 1st party (Employee) and 3rd Party (Client/Customer) Claims
Wrongful Demotion / Failure to Promote
Refusal to Employ
Employment Practices Liability Insurance FAQ
Q: Is my business automatically covered for EPL as a subscriber to HRPA’s EZ HR Services?
A: There are four acceptance criteria (or referral criteria) prior to the Insurance coverage-taking place, however they are unlikely to be a factor for most EZ HR subscribers. You will automatically qualify for the insurance policy if:
Your business employs less than 25 employees, including the business owner/company directors*;
No claims have been made on behalf of a staff member or third party against you or your business in the past three years;
No incidents or circumstances have occurred which you believe might give rise to a future claim that would fall within the scope of this insurance offering.
You do not have any US or foreign employees.
* You may still qualify if you have more than 25 employees. Contact LMS ProLink, our insurance broker, for a quote.